LoanBrain.ai logo
loanbrain.ai
Mortgage / HomeAutoPersonalStudentBusiness / SBACommercial Real EstateHard MoneyFix & FlipDSCR InvestorConstructionBridgeLandHELOCDebt ConsolidationMedicalHome ImprovementRV & BoatCannabis BusinessITINForeign NationalBank Statement1099 OnlyNon-QMJumboFHA / VA / USDAMulti-FamilyEquipment FinancingInvoice FactoringMortgage / HomeAutoPersonalStudentBusiness / SBACommercial Real EstateHard MoneyFix & FlipDSCR InvestorConstructionBridgeLandHELOCDebt ConsolidationMedicalHome ImprovementRV & BoatCannabis BusinessITINForeign NationalBank Statement1099 OnlyNon-QMJumboFHA / VA / USDAMulti-FamilyEquipment FinancingInvoice Factoring
AI Loan Advisor — online

Ask the LoanBrain

Any loan type — mortgage, auto, personal, student, business, SBA, and more. Upload docs or snap a photo. No login required.

🔒 For your safety: black out or omit SSNs, full account numbers, and driver's license numbers before uploading. We don't need them to qualify you.

Files are processed in your session only and auto-deleted after 5 minutes of inactivity, on reload, or when you click "New session". No login. No saving.

AI loan advisor · every loan type

The brain that gets you answers for any loan scenario.

Mortgage, auto, personal, student, business, SBA, hard money, fix & flip, DSCR, and more. Borrowers, brokers, and business owners — ask anything, upload documents or snap a photo, and get step-by-step guidance in seconds. No login.

Session-only files Streaming answers No file size limits

Three steps. Zero friction.

Ask anything

Home, auto, personal, student, business, SBA, or investor loan? Type or speak your scenario — the LoanBrain speaks every loan language.

Upload or snap

Drop paystubs, W-2s, tax returns, bank statements, credit reports, business financials, or vehicle info — or take a photo on mobile.

Get the math + plan

Step-by-step calculations, guideline references, lender fit, and exactly what to do next. Download the transcript.

Built for borrowers and brokers.

For Borrowers

  • · "How much car can I afford on my salary?"
  • · "What credit score do I need for an FHA loan?"
  • · "Run my DTI for a personal loan consolidation."
  • · "Can I qualify for an SBA loan with 1099 income?"

For Brokers & Business Owners

  • · "Best lender bucket for a hard-money fix & flip?"
  • · "Structure this self-employed commercial file."
  • · "Run a DSCR scenario on this rental."
  • · "SBA 7(a) terms for a $500k equipment purchase?"